Overseas Property Insurance

Overseas Property Insurance with our partner Intasure Insurance

A Place in the Sun partners with Intasure, one of the UK’s leading providers of holiday home insurance, to offer insurance solutions that meet the needs of overseas property owners with cover for your home and contents whilst offering the reassurance of UK-based service and support.

If you've just bought your place in the sun or moved to a new home overseas, you will want to know it has suitable insurance in place. No matter how hard you try to keep your property safe and secure, there is always a risk that your home and contents could be damaged, whether it’s a flood, fire or break-in.

 Intasure specialises in providing home insurance for properties and mobile homes in over 20 countries worldwide including the UK - policies can cover loss, theft or damage to your property’s building and contents.

 

The policy features can include:*

  • Cover if the property is left unoccupied or rented out
  • Up to £/€1 million for buildings cover
  • Up to £/€5 million for public liability cover
  • Up to £/€100k for contents cover
  • Loss of rent following an insured claim
  • Temporary accommodation following an insured claim
  • Cover available to suit your needs – whether the property is let out or for personal use
  • Legal cover for EU or UK property – with a UK correspondence address
  • Optional extras include accidental damage, emergency travel cover and key care
  • In-house claims team with experience with overseas holiday home risks

 

Cover includes:

  • Fire, flood & storm damage
  • Escape of water and oil
  • Theft and vandalism
  • Accidental damage

 

*Policy limits and exclusions may apply, please see the policy wording for full terms and conditions.

What type of policy?

Intasure can help you find the kind of holiday home insurance cover you may need. Your place in the sun is just like your own home – you may want to consider insuring both the building and your contents.

If you're planning on renting out your holiday home then you will be pleased to know an Intasure second property insurance policy includes public liability and loss of rent as standard following an insured claim.

 

UK based English-speaking team

Staff are English speakers with all documentation in English, so you can be assured your holiday home insurance is easy to understand and designed around the needs of overseas property owners.

To request a quote or to discuss your insurance needs with Intasure please complete the contact form

 

On-the-ground assessors

If you need to make a claim, you want things to happen fast.  One call to the Intasure claims team is all that needs to happen to start the claims process. For those claims where a visit to your property is felt appropriate Intasure partners with bilingual, local loss adjustors based in the same territory as your holiday home. That means that communication should be easier and the claim can progress quicker.

 

Unoccupied and lettings cover

Whether you’re in the enviable position of continuous lets, or your property is left unoccupied for a while, second property cover can help protect your assets. If you decide to let your holiday home out (for example, as an Airbnb property), Intasure can also cover you for things such as accidental damage, or theft by tenants as an added optional cover.

 

Public liability

Should you be deemed negligent and someone injures themselves while staying in your property, they could make a compensation claim against you. Public liability cover is designed to provide cover for the costs associated with a third party injury or damage to personal property claim.

Want to know more?

It's quick and easy to get in touch with the UK based Intasure team.  Simply fill in the form and a member of the team will be in touch to take you through your options.

 

 

Intasure® is a trading name of Arthur J. Gallagher Insurance Brokers Limited, which is authorised and regulated by the Financial Conduct Authority. Registered Office: Spectrum Building, 55 Blythswood Street, Glasgow, G2 7AT. Registered in Scotland Company Number: SC108909. www.intasure.com.

 

If you are a prospect or client located in the EEA your enquiry will be managed by Arthur J Gallagher Nordic AB, trading as Intasure.

Intasure is a trading name of Arthur J Gallagher Nordic AB (formerly called Nordic Försäkring & Riskhantering AB) which is authorised by the Swedish Financial Supervisory Authority. Incorporated in Sweden under company number 556418-5014 with registered address at Mölndalsvägen 22, 412 63 Göteborg, Sweden.

 

Authorised and regulated by the UK Financial Conduct Authority. UK branch registered in England and Wales under branch number BR021003, with registered address at The Walbrook Building, 25 Walbrook, London EC4N 8AW.

 

FP1647-2024a. Exp. 21/02/2026